My car fiasco--Fri. Night

I am a total ding dong! Friday night I took Jenna to the sleepover for Drill Team and as I was backing out of the driveway I backed over a stump and got stuck. I thought I was just stuck in the gravel so I powered out and in the meantime ripped off the trim under the right side of the car. I got home and Tim was a little frustrated with the whole thing and I thought I would be sick when he told me to fix it would be EXPENSIVE! Aaaagh! He ripped the trim completely off so we can drive it, but I have to call the insurance today and see what I need to do. I really hope this doesn't increase or premiums. I did get Alyssa to work as well and then Sammy and I had to back track to see if we could find the mudflaps which had been ripped off. We did find both of them. Alyssa didn't get finished with work until midnight and so I picked her up then and took her to the sleepover. I was so glad I didn't have to get up and take her to the meet in the morning.